Can I Set a Minimum for One WooCommerce Payment Method?

How to Set a WooCommerce Method Minimum

WooCommerce provides a filter (woocommerce_available_payment_gateways) specifically for conditionally showing or hiding gateways based on any logic, including the current cart total. A small snippet checking WC()->cart->get_total() against a threshold and unsetting the specific gateway when the condition isn't met is the standard approach, and several "conditional payment gateways" plugins package this exact logic with a settings UI instead of custom code.

add_filter( 'woocommerce_available_payment_gateways', function( $gateways ) {
    if ( isset( $gateways['bnpl_gateway'] ) && WC()->cart && WC()->cart->get_total( 'edit' ) < 50 ) {
        unset( $gateways['bnpl_gateway'] );
    }
    return $gateways;
} );

Things Worth Getting Right

• Use the cart total in the correct format (a raw number via get_total( 'edit' ), not the formatted display string), since comparing against a formatted price string with currency symbols will silently fail.
• Decide whether the threshold applies to the subtotal or the full total including tax and shipping, since this changes the comparison meaningfully for some order combinations.
• Test on both the cart page and checkout page, since some themes/page builders render available gateways slightly differently, and the filter needs to apply consistently across both.
• Consider messaging for the customer, since a payment method silently disappearing below a threshold can be confusing without some explanation (a note near the payment section, for instance).

Implementing It Properly

1. Confirm the exact threshold and which gateway(s) it applies to before writing or configuring anything.
2. Use the woocommerce_available_payment_gateways filter (custom snippet or plugin) rather than trying to hide the option purely with CSS, which wouldn't actually prevent its use.
3. Add a brief note near checkout explaining the condition, so customers aren't confused by a missing option.

Need this built and tested properly for a specific gateway setup? See custom WooCommerce development.