Can WooCommerce Offer Net-30 Invoicing for B2B?
Why WooCommerce Needs a Dedicated Approach
A standard payment gateway is built around collecting money at (or very near) the point of order, which is the opposite of what net-30 terms require. B2B and wholesale plugins for WooCommerce handle this properly: restricting the payment option to specific approved customer accounts (since not every buyer should be extended credit terms), generating a proper invoice with the agreed due date, and tracking whether it's been paid separately from the order's fulfillment status.
Things to Get Right
- Account approval and credit limits need a clear process — not every business customer should automatically qualify for net terms, and most B2B plugins support a manual approval step or a defined credit limit per account.
- Order fulfillment and payment status are separate concerns under net terms — an order might ship well before payment is actually due or received, which needs to be reflected clearly in how the order is tracked internally.
- Overdue invoice handling (reminders, late fees, account holds for repeat late payers) is worth planning for explicitly rather than leaving it purely manual and easy to overlook.
- Accounting integration matters more here than with instant-gateway payments, since net terms genuinely change how revenue and receivables need to be tracked.
Setting This Up
- Choose a B2B/wholesale plugin built specifically for approved-account, net-terms invoicing, rather than trying to adapt a standard gateway for this purpose.
- Define the account approval and credit-limit process clearly before launching the option to any customers.
- Set up a clear overdue-invoice workflow, including reminders and any late-fee or account-hold policy.
Need a proper B2B net-terms setup built for your store? See custom WooCommerce development.